This 100% accurate. North Dakota State, South Dakota State, Montana State would all kick out butts.
Out of 118 games in 2023, the FCS won 4 of those vs fbs teams. We are a very very bad FBS team, but we probably still win vs any fcs. Of course it can happen, it's just not likely.
But yes, Albany would be 0-12. ECU would be their best chance at a win in our schedule and they win their fcs game.